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Thomas Blaige & Company LLC Website Terms of Use, Privacy Policy and Disclaimer
Revised: October 2016
Website Terms Of Service

Terms and Conditions of Use
Please read these terms and conditions carefully. By accessing this website you are indicating that you have read, acknowledge and agree to be bound by these terms and conditions (also referred to as an “agreement” here). Your agreement shown by accessing and using this website is as legally binding as if you signed a written document. If you do not agree to all these terms and conditions, do not access this website. Thomas Blaige & Company LLC (referred to as “Blaige & Company” or “us” or “we”) may change these terms and conditions, and you are responsible for regularly reviewing and complying with them. Your continued use of this website constitutes your agreement to all those terms and conditions. PLEASE NOTE that this agreement contains important sections below, including a provision requiring you to litigate all disputes relating to your use of this website in Chicago, Illinois.

General Information
This website comprises various websites and pages operated by Blaige & Company and the information contained therein (together, the "website"). Certain sections of the website may contain separate terms and conditions, which are in addition to this agreement. You should read those additional terms and conditions carefully. By accessing such sections or pages, you agree to be bound by those additional terms and conditions. In the event of a conflict, those additional terms and conditions will govern your use of those sections or pages. We may terminate your access to the website or any part of it at any time with or without notice, in our sole discretion. You may not attempt to gain unauthorized access to the website, or computer systems or networks connected to the website, through hacking, password or data mining, or any other means to circumvent security procedure. You may not use bots, spiders or intelligent agent software (or other methods) for any purpose other than accessing publicly posted portions of the website and then only as authorized by the license we provide to you below under “Proprietary Rights”. Unauthorized use of our website and systems, including, but not limited to, unauthorized entry into Blaige & Company’s computer networks and systems, or misuse of passwords is strictly prohibited. “Unauthorized use” includes using the publicly available information for purposes which are (I) not authorized by this agreement, or (II) not consistent with the license set out below in the section titled “Proprietary Rights”. You may not use the website in any manner that could damage, disable, overburden, or impair the website or any service we provide or interfere with any other party’s use and enjoyment of the website or any service we provide. You agree that any information you provide to us through the website will be correct and complete. The information and materials on the website may contain errors or inaccuracies, including both typographical and substantive errors. We reserve the right, in our sole discretion, without any obligation and without any notice requirement, to discontinue, change, improve or correct the information, materials and descriptions on the website and to suspend or deny access to the website for scheduled or unscheduled maintenance, upgrades, improvements or corrections. Any dated information is published as of its date only, and we have no responsibility to update or amend any such information.

Disclaimers of Warranty
THE INFORMATION, PRODUCTS AND SERVICES ON THE WEBSITE ARE PROVIDED ON AN "AS IS," "WHERE IS" AND "WHERE AVAILABLE" BASIS AND ARE USED ONLY AT YOUR SOLE RISK. WE AND OUR AGENTS AND LICENSORS EXPRESSLY DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SECURITY, TITLE, NON-INFRINGEMENT, OF ERROR-FREE OR UNINTERRUPTED SERVICES, OR THAT THE INFORMATION ON THIS WEBSITE WILL MEET YOUR NEEDS OR EXPECTATIONS. WE DO NOT WARRANT, GUARANTY, OR MAKE ANY REPRESENTATIONS WHATSOEVER, EXPRESS OR IMPLIED, OR ASSUME ANY LIABILITY TO YOU, INCLUDING REGARDING (I) THE USE OF OR THE RESULTS OF ACCESS TO THE WEBSITE OR ANY DELAY OR LOSS OF OR LIMIT ON ACCESS TO OR USE OF THE WEBSITE, OR (II) SYSTEM PERFORMANCE AND EFFECTS ON OR DAMAGES TO SOFTWARE AND HARDWARE IN CONNECTION WITH ANY USE OF THE WEBSITE. WE SHALL NOT BE LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION THROUGH THE WEBSITE OF A COMPUTER VIRUS, OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT BE USED TO ACCESS, MODIFY, DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT, OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF THE WEBSITE OR ANY OF YOUR SOFTWARE, HARDWARE, DATA OR PROPERTY. EXCEPT AS OTHERWISE REQUIRED BY LAW, WE SHALL HAVE NO LIABILITY FOR LOSSES CAUSED BY THE NEGLIGENCE, ACTIONS OR FAILURE TO ACT OF ANY THIRD PARTY, INCLUDING, BUT NOT LIMITED TO, YOUR INTERNET ACCESS PROVIDER.

Limitations of Liability
BLAIGE & COMPANY AND ITS AGENTS AND LICENSORS SHALL NOT HAVE ANY RESPONSIBILITY WHATSOEVER AND SHALL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, OR OTHER DAMAGES OR LOST PROFITS OR SAVINGS OR OTHER ECONOMIC HARM YOU MAY INCUR OR SUFFER (REGARDLESS OF WHETHER SUCH DAMAGES ARE REASONABLY FORESEEABLE AND REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE) FROM (I) YOUR ACCESS TO OR USE OF THE WEBSITE OR ANY RELIANCE BY YOU ON THE WEBSITE, OR INABILITY TO ACCESS THE WEBSITE, (II) THE RELIABILITY, ACCURACY, COMPLETENESS OR TIMELINESS THEREOF, (III) ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY INFORMATION OR ANY PART OF THE WEBSITE, (IV) THE INTERCEPTION OR USE BY THIRD PARTIES OF ANY INFORMATION YOU PROVIDE TO US, OR (V) ANY OTHER REASON EVEN IF BLAIGE & COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Notices
Our notices to you may include notice of important changes to this agreement. We may send any notice to any address you provide, including email addresses, so it is important that all such information you provide to us be accurate.

Proprietary Rights
All right, title and interest in the website is the exclusive property of Blaige & Company, except as otherwise stated. You may not access, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in whole or in part any part of the website, except for the purposes expressly provided herein, without our prior written approval. If you download any information or software from the website, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information. You also agree to prevent any unauthorized copying of Blaige & Company materials. You have a limited, personal, non-transferable, non-exclusive license to view and copy the publicly accessible information on this website for your personal noncommercial use, and only on one computer. You are not permitted to resell or transfer any information obtained from this website to anyone else. This license can be terminated by us at any time, at which time you must destroy all copies of the licensed materials. This license is conditioned on your continued adherence to all the terms of this agreement. Blaige & Company, the Blaige & Company logo and other Blaige & Company servicemarks and trademarks which appear on the website are trade names and trademarks of Blaige & Company. Blaige & Company and Blaige are trade names for Thomas Blaige & Company LLC. The names of other actual companies and third-party products or services mentioned herein are the trade names or trademarks of their owners. You may not use any trademarks for any purpose including, but not limited to, use as metatags on other sites on the World Wide Web without the prior written permission of Blaige & Company or the third party which owns the marks.

Use of Links
The website may contain links to and be linked from third-party websites. These links are provided only as a convenience and do not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Blaige & Company of any information contained in any third-party website. We are not responsible for the information contained on that site or your use of or inability to use the website. If you choose to connect to a third-party website, Blaige & Company makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does Blaige & Company warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. You should also be aware that the terms and conditions of such site and the site’s privacy policy may be different from those applicable to your use of our website.

User Communications

Any information or communication you provide at this Website shall be deemed to be non-confidential. Blaige and Company may use such information or communication in any way it chooses. Please see the Privacy Policy that is part of this Website for information with respect to our use of information we collect about visitors.

Indemnification
You hereby indemnify and hold harmless Blaige & Company and its directors, officers, employees, control persons, vendors, licensors and agents, from and against any and all claims, actions, proceedings, losses, liabilities, damages, costs and expenses (including reasonable attorney’s and experts’ fees and costs) arising out of or related to (i) any use or access by you (or on your behalf) of the website; (ii) any breach by you of any agreements, or representations and warranties contained in these terms and conditions, (iii) any access to or use of the website by you in violation of any rights of Blaige & Company or any third party, including, but not limited to, copyright, patent, trade secret, trademark, or other intellectual property rights and publicity and privacy rights, (iv) any access to or use of the website by you in violation of any applicable law, rule or regulation, or (v) any unauthorized access of, or through, the website to any computer system.

Full and Complete Agreement Regarding Website
These terms and conditions represent the complete and exclusive statement of the agreement between you and us regarding your rights to access and use the website, and supersedes all prior agreements and representations (whether written or oral), regarding this subject matter, except as is otherwise provided herein. This agreement is in addition to, and does not nullify, any other agreement between you and Blaige & Company governing the conduct of your relationship with Blaige & Company.

Other Terms
No waiver, modification or amendment of any of these terms and conditions shall be effective against Blaige & Company unless it is in writing and signed by an authorized official of Blaige & Company. We do not waive any power or right under this agreement even if we don’t always insist on strict compliance with any of these terms and conditions, or if we delay or fail to exercise any power or right given to us in this agreement. All rights and remedies given to Blaige & Company in these terms and conditions are cumulative and not exclusive of any other rights or remedies which Blaige & Company otherwise has at law or equity. These terms and conditions shall be binding upon you and your executors, heirs, successors and assigns. These terms and conditions and your rights and obligations hereunder may not be assigned by you without the prior written permission of Blaige & Company and shall inure to the benefit of Blaige & Company’s successors and assigns whether by merger, consolidation or otherwise. Blaige & Company may assign this agreement or any of its rights or obligations under these terms and conditions. Any cause of action you may have with respect to your use of the website must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these terms and conditions to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of these terms and conditions, and the remainder of these terms and conditions shall continue in full force and effect. A printed version of these terms and conditions shall be admissible in judicial or administrative proceedings.

Choice of Law and Personal Jurisdiction; Jury Trial
This Site is controlled by Blaige & Company from its offices within the State of Illinois, United States of America. Blaige & Company makes no representation that the materials in the website are appropriate or available for use in other locations, and access to them from locations where their content is illegal is prohibited. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials in violation of U.S. export laws and regulations. Any claim relating to the materials shall be governed by the internal substantive laws of the State of Illinois.

SOLE AND EXCLUSIVE JURISDICTION FOR ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATED TO THIS AGREEMENT SHALL BE IN AN APPROPRIATE STATE OR FEDERAL COURT LOCATED IN THE COUNTY OF COOK, STATE OF ILLINOIS AND THE PARTIES UNCONDITIONALLY WAIVE THEIR RESPECTIVE RIGHTS TO A JURY TRIAL.
I HAVE READ AND UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

© 2016 Thomas Blaige & Company LLC. All rights reserved. Unauthorized duplication is prohibited.

Privacy Policy
This Policy applies only to information collected at this Website. It does not apply to information collected by us, or on our behalf, in person, through the mail, by telephone or any other means. This policy is effective as of January 1, 2016. By using our Website, you consent to the terms of our Privacy Policy and to our use of your Personal Information as described here.

Introduction & Personal Information
We at Thomas Blaige & Company LLC respect your online privacy and recognize your need for appropriate protection and management of your personally identifiable information ("Personal Information") that we acquire in your use of our Website. We may collect Personal Information from you; if we do, you will be expressly asked for it so that you know what information you are providing. For example, we may ask for this information when you download a document from our Website. Personal Information we may ask for includes your name, e-mail address, the company your work for, address, phone, fax numbers, your title, whether you are a client of ours, and other information that can be used to identify you. We also collect non-Personal Information, described below.

Non-Personal Information
We use reporting technologies on our Website to record non-personal information such as Internet domain and host names; Internet protocol (IP) addresses; the page you request, your browser software and operating system types; clickstream patterns; and dates and times that our Website is accessed. We analyze this information for trends and statistics. Our use of tracking technologies allows us to improve our Website and your experience, helps us understand the demographics of our user base, and suggests the sorts of announcements you are likely to have an interest in.

Our web pages utilize "cookies." A "cookie" is a small text file placed on your computer’s hard drive that allows our Website to recognize you as a prior user, determine which pages you have previously seen, and so on. We also use cookies to deliver content to you that you might be particularly interested in. We cannot determine your identity from our use of cookies. We store the information collected through cookies in our databases. You may be able to configure your browser to notify you if you receive a cookie, to block cookies, or to remove cookies from your computer. However if you do so, it will be more difficult for you to navigate our Website.

These technologies are not designed to identify you. It may be possible to identify you and your online actions with the use cookies and IP addresses, but only in conjunction with Personal Information you have voluntarily provided to us.

Protection of Personal Information
We restrict access to the Personal Information we have collected from or about you, as described above, to those employees who need to know the information to provide products and services to you. We maintain physical, electronic and procedural safeguards to guard your Personal Information.

Despite our use of commercially reasonable efforts to protect your Personal Information from unauthorized access or disclosure, the internet is not an inherently secure environment and so we cannot guarantee the security of your Personal Information. We assume no liability for any disclosure of data due to errors in transmission, unauthorized third party access or other acts of third parties, or acts or omissions beyond our reasonable control.

Use of Personal Information
We collect Personal Information when you sign up to receive newsletters that we publish, request information regarding an event we sponsor, and otherwise as needed to fulfill your requests for information, products, and services, and to contact you. When we collect this information, you will know it because you will need to submit this information to us in order to receive the information, product, or service you requested. We use Personal Information primarily for our own internal purposes, such as evaluating what aspects of the Website need improvement, fulfilling your requests for information, products, or services, and communicating with you.

We also use Personal Information for our direct marketing purposes, and we will use the information to send you announcements and invitations that we think you may be interested in. You can contact us at webmaster@blaige.com if you have issues with questions or issues. We cannot delete all the Personal Information that you provide to us, even if you ask us to do so.

Disclosure of Personal Information

In the ordinary course of our business, we do not rent or sell any Personal Information we collect from or about you. We may disclose your Personal Information as permitted by law and may also be required to disclose your Personal Information to governmental or regulatory entities in response to regulatory inquiries in connection with investigations or to comply with applicable law, rules, regulations, orders subpoenas, or other legal processes.
We may disclose all of the information we collect from or about you, including Personal Information, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. These third-party service providers help us maintain our Website and deliver information, products, and services to you and other users of our Website, and help us analyze our Website traffic. The companies we hire to provide such support services are not allowed to use your Personal Information for their own purposes and are contractually obligated to protect your Personal Information.

We do not transfer Personal Information to third parties for their use as a mailing list or for other advertising purposes. As an exception, your Personal Information may be used by any company with which we merge, acquire or are acquired by; we may also use it in the event of bankruptcy. In the event our Privacy Policy is modified due to such merger, acquisition, bankruptcy, or for any other reason, notice of the revised Privacy Policy will be posted on this Website.

Third Party Websites
You may be able to access third-party Websites directly from our Website. We cannot control how third parties may use Personal Information you disclose to them, so you should carefully review the privacy policy of any third-party web site you visit before using it or disclosing your Personal Information to it. We do not accept the responsibility for the privacy policies of those sites.

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Protecting your privacy online is an evolving area, and our Website is constantly evolving to meet these demands. We therefore reserve the right to modify this Privacy Policy at any time. Notice of any modifications to this Privacy Policy will be posted on the Website. Your continued use of our Website after we notify you of changes to this statement or post a modified Privacy Policy on this Website will constitute your acceptance of those modifications.

© 2016 Thomas Blaige & Company LLC. All rights reserved. Unauthorized duplication is prohibited.

Disclaimer
Thomas Blaige & Company LLC gathers its data from sources it considers reliable. However, it does not guarantee the accuracy or completeness of the information provided within this publication.

© 2016 Thomas Blaige & Company LLC. All rights reserved. Unauthorized duplication is prohibited.

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